The Basics Of Dealing With Fire Damage In Your Home

Cleaning up after a fire will be one of the toughest challenges you could ever face. But the way you deal with the aftermath of the devastation can play a significant role in how quickly you are able to recover and get your life back on track once again.

While you may be dealing with a wide range of emotions and feeling concerned as to where you might turn for help, it’s critical that you keep your wits about you and focus on remaining organized. This is where you begin to put the pieces back together and clean-up what remains of your home and belongings.

Taking Inventory

You will likely feel overwhelmed as to where to start first. Once you’ve determined that everyone is safe and no one has perished in the fire, you can then begin going about taking inventory of what’s been lost or damaged.

Since this is your home we’re talking about, you’ll want to do a full audit on the extent of the damage that has occurred to the structure of the dwelling. You can’t very well audit any other losses if you can’t even set foot in the home.

So start the process of dealing with the fire damage to your home by determining whether or not your home is safe to enter, much less live in. If you have been cleared to walk inside, then you can get a better grasp on how much repair or replacement is necessary to get the residence livable again. This will also allow you to begin the lengthy task of taking stock of your personal belongings in order to figure out what has been destroyed or damaged.

All of this will need to be reported to your insurance company.

Contact your Insurance Company

One of the very first steps you will need to take is to contact your insurance agent. Any home that has sustained serious fire damage Centreville can only begin to get repaired after a formal claim has been filed with your provider. The earlier you file that claim, the quicker you can get going on putting your home back in one piece.

When you speak to your insurance agent, be sure to explain what has happened and tell him or her what has been lost or damaged. This includes everything that is covered by your policy. If you don’t have a current copy of that policy, be sure to ask for a copy from your insurance agent.

It’s a good idea to review the policy to familiarize yourself with the limits of coverage that you have purchased in the event of an emergency such as this. There’s a strong possibility that you lost your copy of the insurance policy in the fire. That’s okay, reach out to your insurance agent and they will be able to send you a replacement, either through the mail in a hardy copy or via email.

When you discuss the matter with your agent, be sure to ask if you need to supply the insurance company with receipts or other documents related to the costs incurred for repairs or replacing personal items or fixtures in the home. Your agent should be able to tell you what’s important to keep and what is unnecessary. Be sure you follow his or her instructions and maintain all paperwork as needed.

Hiring the Right Personnel

You don’t want to go through this procedure on your own and you can hire the right people to help you along. These are highly-qualified recovery professionals who are ready to work with you on the next step of the clean-up process. They can be helpful advisors to guide you in taking the proper actions for navigating the myriad of obstacles that you are facing in the recovery process.

Walking into Your Home

This is often a critical step that many homeowners understandably have a very tough time facing. But it must be accomplished in order to put this ordeal behind you and get your home back to normal.

You must first clear entry with the fire marshal. If you get that permission to enter the dwelling, then do so with the utmost care and caution. You should also be told if there are any rooms that must not be entered and it’s important you comply with those restrictions.

Now you can start to document all of the damage that has been incurred so you may submit this evidence to your insurance company with the claim. Perform a fully comprehensive assessment of the damage and be sure to wear the right attire as you do it, including gloves, safety goggles, a face mask, and a hard hat just in case anything should fall or collapse from overhead. .